When you are in need of a checking account mainly because of the unfortunate event of having your account closed because of insufficient funds and overdrafts, and being reported to ChexSystems, you may wonder if you will ever manage to obtain one more account. In case you are in Telecheck then you won’t, at the very least not for five years. If you have done any research on the Web you might have come across internet websites claiming to have a non ChexSystems bank list of all the banks in your area and around the country that will open an account for you irrespective of your banking background. The truth is that 99% of banks use Chex Systems as a monitoring service and a lot of of them won’t even think about opening any sort of an account for you if your name shows up within the system for a poor banking history. The remedy is to search for banks that do not use chexsystems.
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